Bulgarian banks generated EUR 490 million in earnings by March 31, representing a 7.7% increase from the previous year, according to the Bulgarian National Bank. The banking system’s balance-sheet equity reached EUR 15.1 billion, an increase of EUR 82 million, or 0.5%, from the end of December 2025. Impairment charges on financial assets totaled EUR 149 million at the end of March, compared to EUR 64 million in the corresponding period of 2025.
In the first quarter of 2026, the banking system’s assets amounted to EUR 119.5 billion, marking a rise of EUR 3.4 billion, or 0.3%. Liquidity remained strong, with the liquidity coverage ratio at the end of March recorded at 278.6%. The total gross loans and advances stood at EUR 79.3 billion by the end of the month, up EUR 5.2 billion or 7% month-on-month.
The overall gross loan portfolio increased by 4% to EUR 67.6 billion. Specifically, loans to households rose by EUR 1.2 billion, while the general government sector saw an increase of EUR 254 million. Regarding deposits, total deposits in the banking system reached EUR 99
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